Terms of Service

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1. Introduction

By accessing moneyguide.hk, visitors agree to comply with these Terms of Service. If these terms are not accepted, the website should not be used.

2. Informational and Educational Purpose Only

All content on moneyguide.hk is provided for educational and informational purposes only. The website does not offer professional financial, investment, tax, legal, or other regulated advice. No content should be interpreted as a recommendation to engage in financial transactions.

Visitors should seek professional advice from a qualified financial advisor, accountant, or lawyer before making any financial decisions. The website and its owner are not responsible for any actions taken based on the information provided.

3. Permitted Use

Visitors agree to use the website only for lawful purposes and must not:

  • Engage in unauthorised access, hacking, or data scraping
  • Misuse or manipulate content for fraudulent activities
  • Post or distribute harmful, misleading, or offensive content

4. Accuracy and Reliability of Information

While efforts are made to provide accurate and up-to-date information, moneyguide.hk does not guarantee completeness, reliability, or accuracy. Information may become outdated or incorrect over time.

5. Limitation of Liability

moneyguide.hk and its owner are not liable for any losses, damages, or consequences resulting from reliance on website content. This includes, but is not limited to:

  • Financial losses from investments or business decisions
  • Tax penalties or legal consequences
  • Any direct or indirect damages related to website usage

6. Third-Party Links and Advertisements

The website may contain links to third-party websites, affiliate links, or advertisements. moneyguide.hk does not control or endorse external content and is not responsible for their privacy practices or accuracy.

7. Changes to the Terms

These Terms of Service may be modified at any time. Continued use of the website after updates indicates acceptance of the changes.

8. Governing Law

These terms are governed by the laws of Hong Kong. Any disputes must be resolved under Hong Kong jurisdiction.

9. Contact Information

For inquiries, contact tak@moneyguide.hk.